IP, Intelectual property rights panel put forth "the First to file" discussion at Topics for Small Medium Enterprises at the Public Meeting and ABAC SME Symposium November 10, 2011 at the Halekulani in Waikiki, Hawaii. Other topics, that were generally covered, included discussion about 1. Using the Cloud for SME's (Small Medium Enterprises) to grow the business & how SME's can be "nimble" and staat responsive in crisis situations for business support 2. Import-Export insurances, 3. Ethical businesses raise the GDP of nations, Corrupt nations have lower GDP. 4. Policy control to enable rather than inhibit small businesses 5. SME's doing the groundwork for Large businesses and trying to maintain a level playing field for SME's to compete.